ACNZ1

Proposed New Standard – Account Creation New Zealand

Proposed New Standard
Account Creation NZ

Posted on: Sep 16, 2021


What is proposed?

A member of LIXI has requested that a new standard be created to enable electronic messaging between lenders and loan servicing organisations, or lender core banking systems, when creating a new loan account.

The vast majority of the data required is already covered by either the Credit Applications for New Zealand (CNZ) Standard, or the Account Creation Standard for Australia (ACC). There may be a some new requirements not already covered by CNZ or ACC.

What is the process for developing a new Standard?

All the LIXI2 Transaction Standards are derived from the LIXI Domain Model (previously referred to as the Master Schema). Our automated build processes make it easy to add a new standard to the build so that a new standard is created, as long as members are willing to contribute the requirements, the technical execution is relatively simple and can be done quickly.

The initial set of elements and attributes that are to be included in the new 'ACZ' standard that already exist in one of the LIXI standards are defined in this LIXILab Ticket. Any new items required will be raised as separate tickets and labelled with the 'ACZ' tag. You can see all open tickets related to the ACZ standard here.

How do I contribute?

Members are invited to contribute comments on the requirements described on these tickets or to add additional requirements by raising new tickets in LIXLab. If your organisation is a member of LIXI, you are permitted to have access to LIXILab and you can register for an account here if you don't already have one.

How do I access the draft schemas?

As work progresses, an automated build process will regularly run, and you can view the draft schema (a work in progress) by following the instructions for one of two methods:

Method 1

Members can log into LIXILab and browse to the latest successful build pipeline and Click on the link to the job.

Click on the job that is 'in discussion'.


Download the artifacts.


Unzip the downloaded archive file, "Unreleased_Artifacts", and browse to the "xml" folder and locate the ACZ schema.

Method 2

Automating a process based on the draft schemas is easier using this method. The draft schemas are committed into the 'unreleased-standards' branch of the LIXI2 Schemas repository in LIXILab. You can use a git client to clone, or use the web browser to find the draft ACZ schema files here (for XML) or here (for json).


Related Links


Written by:
Shane Rigby, LIXI Limited CEO
First Published: Sep 16, 2021