LIXI Standards

NOTE: Only logged in LIXI Members & Licensees can download standards documents.

LIXI 2 Standards

LIXI 2 is the next generation of lending industry standards.
The LIXI Master Schema is the artefact from which the CAL, CDA, CNZ and DAS Standards are now derived.

LIXI Credit Applications for Australian Home Loan and Equipment Finance (CAL)

LIXI Documents Preparation and Settlements (DAS)

LIXI Credit Applications for New Zealand (CNZ)

LIXI Electronic Guidebook (EGB)

LIXI Credit Decision Australia (CDA)

Please contact LIXI if you require access to previous versions of LIXI 2 release packages.

LIXI 1 Standards

Mortgage Application - for electronic lodgement of home loan applications


Back Channel - home loan application status messaging

Note that Back Channel functionality has been migrated into the latest LIXI 2 Credit Application standard in June 2015


Credit Decision - Interfacing credit origination systems with credit decision systems.


Commissions - for standardised broker commission files


Document Sharing - for the API related to shared documents and their metadata

Note that Document Sharing functionality has been migrated into the latest LIXI 2 Document Preparation and Settlement standard in February 2016:


Implementation - related to messaging standards for XML file transfer


Mortgage Insurance - requesting lenders mortgage insurance


Products - standards for updating lender product rates and fees


Settlements - transactions for settlement instructions, eg to lawyers and settlement agents

Note that Settlements functionality has been migrated into the latest LIXI 2 Document Preparation and Settlement standard in February 2016:


Title Insurance - title insurance transactions


Valuations - requesting property valuations and receiving the results

Updated: 3rd March 2016