NOTE: Only logged in LIXI Members & Licensees can download standards documents.
LIXI 2 Standards
LIXI 2 is the next generation of lending industry standards.
In February 2016, a new methodology (see video) for managing the LIXI Standards was established. The LIXI Master Schema is the artefact from which the CAL, CNZ and DAS Standards are now derived.
LIXI Credit Applications for Australian Home Loan and Equipment Finance (CAL)
LIXI Documents Preparation and Settlements (DAS)
LIXI Credit Applications for New Zealand (CNZ)
LIXI Electronic Guidebook (EGB)
LIXI Credit Decision Australia (CDA)
Please contact LIXI if you require access to previous versions of LIXI 2 release packages.
LIXI 1 Standards
Mortgage Application - for electronic lodgement of home loan applications
Back Channel - home loan application status messaging
Note that Back Channel functionality has been migrated into the latest LIXI 2 Credit Application standard in June 2015
Credit Decision - Interfacing credit origination systems with credit decision systems.
Commissions - for standardised broker commission files
Document Sharing - for the API related to shared documents and their metadata
Note that Document Sharing functionality has been migrated into the latest LIXI 2 Document Preparation and Settlement standard in February 2016:
Implementation - related to messaging standards for XML file transfer
Mortgage Insurance - requesting lenders mortgage insurance
Products - standards for updating lender product rates and fees
Settlements - transactions for settlement instructions, eg to lawyers and settlement agents
Note that Settlements functionality has been migrated into the latest LIXI 2 Document Preparation and Settlement standard in February 2016:
Title Insurance - title insurance transactions
Valuations - requesting property valuations and receiving the results
Updated: 3rd March 2016