LIXI2 Application Fraud Detection Standard (AFD)

LIXI2 Application Fraud Detection (AFD)

Purpose

This standard enables electronic messaging between credit origination systems and fraud detection systems. Some data captured during the credit application process is required to be delivered into a fraud detection system for further analysis.

Users

The intended users of the standard are:

  • Lenders (banks and non-bank lenders)
  • Licencees holding an appropriate licence (MC1, L2-C1, L2-C2, L2-C3, L2-C4, L2-O1, L2-O2, L2-O3, L2-EF1)

Content

The message content includes relevant data required for fraud detection taken from these segments:

  • Credit Application Data
  • Credit Assessment
  • Credit History
  • Customer Needs Analysis

Messages

The message types include fraud detection of the following submission types:

  • Credit Application Submission
  • Credit Application Resubmission
  • Credit Card Opening
  • Loan Disbursement
  • Loan Partial Disbursement

Documentation

(Members & Licensees Only)
Schema documentation: