LIXI Master Schema 2.2.7

    LIXI Standards Release
    Master Schema
    Version 2.2.7


Version Superseded

Please note that this version (Master 2.2.7) was superseded on 2nd February 2018 by version Master 2.2.8.
The latest version of all LIXI Standards are always available here.


LIXI issued this release of the LIXI Master Schema (version 2.2.7) incorporating releases of the derived Transaction Schema (CAL 2.6.7; DAS 2.2.7; CNZ 2.0.7 & CDA 2.0.5) on the 1st December 2017.

As a part of this release, LIXI has published RFC (Request For Comment) JSON specifications for each transaction schema. These JSON schema files are available on each of the Transaction Schema Release Pages.

This release supersedes the LIXI Master Schema (LIXI Master Schema 2.2.6) and the derived transaction schema (CAL 2.6.6, DAS 2.2.6, CNZ 2.0.6 & CDA 2.0.4).

This release incorporates incremental non-breaking changes to the standards for Credit Application for Australia (CAL), Credit Application for New Zealand (CNZ), Documents and Settlements (DAS), and Credit Decision Standard for Australia (CDA).

This release incorporates support for:

  • 'Loyalty Program Number' and 'Card Upgrade' new credit card features
  • 'Offset Account' cross reference to an existing account
  • 'Level Type' - the building level type of an address
  • 'Unit Type' - the unit type of an address
  • 'To Street Number' range and 'To Unit Number' range for addresses
  • 'Street Type' list to align with Australia Post and National Mortgage Form
  • 'Reason for Different Name' when the mortgagor name doesn't match the certificate of title
  • 'Available For Redraw Amount' that is available to redraw on an existing liability
  • 'Is Taxable' indicates whether the Other Income is taxable
  • 'OtherAddBack' to capture addback amounts that cannot be captured elsewhere.
  • 'Continuing Repayment' for new repayment details that differ from the existing repayments
  • 'Clearing From This Loan Amount' and 'Clearing From Other Source Amount' for Liabilities
  • 'IsContinuing' to capture whether a living expense is continuing
  • 'Financial Provider' a party that provides financial support to a dependant
  • 'Future Rental Income' of a property under construction or renovation
  • 'Owner' information of a Liability including Owner Type

Artefacts in this release include:

Further documentation about the derived Transaction Schema releases can be found here:

Statement of Proprietary Information
This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

Updated: 5th February 2018