LIXI Master Schema 2.2.43

    LIXI Standards Release
    Master Schema
    Version 2.2.43

Version Superseded

Please note that this version (Master 2.2.43) was superseded on 15th November 2021 by version Master 2.2.44.
The latest version of all LIXI Standards are always available here.

18th October 2021

Non-breaking update to LIXI Master Schema 2.2.42 (released 13th September 2021).

Documentation (Members & Licensees Only)

  • LIXI Master 2.2.43 schema documentation

  • Overview

    In this release, we have restructured the way that we capture income for self-employed, company, and trust applicants over multiple years. We have added an element to capture the non-recurring income for company applicants as well. Along with this, we have added attributes to check if the applicants' income is being paid into an account held with the lender. A relationship type code has also been added to describe the relationship between the loan account and the account holder. Numerous lenders have been added to the financial institution list. Various other elements, attributes and enumerations have been added along with some annotation updates.

    Change List

  • Income elements used to capture the income under company applicants, trust applicants and self emplo... #1601
  • Labels for simple types updated. #1595
  • Labels on some enumerated lists have been updated. #1591
  • Items included in the AFD standard from the latest release. #1614
  • "Contact Person" fields added to ACC. #1612
  • "Registered Address" cross-reference added to CompanyApplicant. #1609
  • "Non Borrowing Company" element added to capture the details of Non-Borrowing Entities in an applica... #1607
  • "Business Income" element added to capture the income over multiple years for Self Employed Applican... #1605
  • Sequence Number added to the "Repayment" of a Distinct Loan Period. #1603
  • MinOccurs for "Recommendation" element under the credit assessment updated to 0. #1602
  • "Income" element added to capture the income over multiple years for Trust Applicants. #1600
  • "Account Number" element added to Loan Details under CNZ standard. #1599
  • "Brighten Home Loans" added to the funder list. #1598
  • "Total System Calculated Gross Income" added to the Serviceability (SVC) standard. #1592
  • "Relationship Type Code" added to Owner element. #1589
  • Sequence Number added to the "Lending Purpose" of a Loan #1588
  • Sequence Number added to the "Owner" of a Liability #1587
  • "Credit Card Opened", "Loan Disbursed" and "Loan Partially Disbursed" enumerations added to the appl... #1577
  • "Income" element added to capture the income over multiple years for Company Applicants. #1568
  • "Non Recurring Income" element added to the company applicant's income element. #1560
  • "Gender" added to the related person element. #1504
  • "Paid Into" element added to the capture the account information for an applicant's income. #1502
  • "IPv4 Address" and "IPv6 Address" added to capture originating IP address of the application. #1497
  • New attributes added to capture information relating to the applicants' credit report for AFD. #1494
  • "Application Fraud Detection Instructions" added. #1453
  • Initial items required in Application Fraud Detection (AFD) Standard added. #1452

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 18th October 2021