LIXI Credit Application for New Zealand (CNZ 2.1.18) Standard

    LIXI Standards Release
    Credit Application for New Zealand
    CNZ 2.1.18

Version Superseded

Please note that this version (CNZ 2.1.18) was superseded on 24th January 2022 by version CNZ 2.1.19.
The latest version of all LIXI Standards are always available here.

10th December 2021

Non-breaking update to LIXI CNZ 2.1.17 (released 15th November 2021) derived from LIXI Master Schema v2.2.45.
For more information about Credit Application for NZ (CNZ) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CNZ 2.1.18 schema documentation


In this release, we have added a field to capture the description related to any conflicts of interest. Along with this, we have updated the annotations for some of the fields to ensure consistency throughout the standard. We have added the enumerations to various simple types such as the loan type list and the financial institution list. Sequence numbers have been added to various repeatable elements to identify the respective orders in an application. Various other elements, attributes, and enumerations have been added along with the annotation updates.

Change List

  • Annotation updated for some fields under the Overview element. #1675
  • "Living Expense" annotation label has been updated. #1663
  • Definition for the enumeration "Funds Transfer" under the proposed repayment method list has been up... #1635
  • "Sequence Number" added to Extra Feature under each Non Real Estate Asset. #1676
  • "Conflicts Of Interest Description" added to Broker Declarations. #1673
  • "Sequence Number" added to Recipient under Package #1665
  • "Sequence Number" added to Annotation under Error Instructions #1664
  • "Sequence Number" added to Event under Application Instructions #1658
  • "Sequence Number" added to Delegated Recipient under Loan Writer #1657
  • "Sequence Number" added to Other Commitment under Expense Details #1656
  • "Sequence Number" added to the Fee under Summary #1655
  • "Sequence Number" added to the "Owner" of the Borrowers of a Loan Details #1654
  • "Sequence Number" added to the Living Expense of a Household. #1653
  • "Novated Lease" added to the loan type list. #1634

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 10th December 2021