LIXI Credit Application for New Zealand (CNZ 2.1.16) Standard

    LIXI Standards Release
    Credit Application for New Zealand
    CNZ 2.1.16

Version Superseded

Please note that this version (CNZ 2.1.16) was superseded on 15th November 2021 by version CNZ 2.1.17.
The latest version of all LIXI Standards are always available here.

18th October 2021

Non-breaking update to LIXI CNZ 2.1.15 (released 13th September 2021) derived from LIXI Master Schema v2.2.43.
For more information about Credit Application for NZ (CNZ) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CNZ 2.1.16 schema documentation


In this release, we have restructured the way that we capture income for self-employed, company, and trust applicants over multiple years. We have also added the fields to capture the details of the loan account. Sequence numbers have been added to various elements to determine the order of a particular instance of the element in a message. Various other elements, attributes and enumerations have been added along with the annotation updates.

Change List

  • Income elements used to capture the income under company applicants, trust applicants and self emplo... #1601
  • Labels for simple types updated. #1595
  • Labels on some enumerated lists have been updated. #1591
  • "Business Income" element added to capture the income over multiple years for Self Employed Applican... #1605
  • "Income" element added to capture the income over multiple years for Trust Applicants. #1600
  • "Account Number" element added to Loan Details under CNZ standard. #1599
  • Sequence Number added to the "Lending Purpose" of a Loan #1588
  • Sequence Number added to the "Owner" of a Liability #1587
  • "Income" element added to capture the income over multiple years for Company Applicants. #1568

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 18th October 2021