LIXI Credit Application for New Zealand (CNZ 2.1.11) Standard

    LIXI Standards Release
    Credit Application for New Zealand
    CNZ 2.1.11

Version Superseded

Please note that this version (CNZ 2.1.11) was superseded on 14th June 2021 by version CNZ 2.1.12.
The latest version of all LIXI Standards are always available here.

17th May 2021

Non-breaking update to LIXI CNZ 2.1.10 (released 19th April 2021) derived from LIXI Master Schema v2.2.38.
For more information about Credit Application for NZ (CNZ) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CNZ 2.1.11 schema documentation


In this release, the attributes to capture the month and year of expiry of the proof of identity document have been added. A flag has also been introduced to capture if the applicant's spouse earns an income. The ability to link multiple applications in the system has also been included in the standard along with the the flag to identify if a liability is eligible for a fast refinance. Some enumerations under the loan type list have also been deprecated.

Change List

  • "Mortgage Loan" definition updated under loanTypeList. #1439
  • "Fast Refinance" added to the Liability. #1464
  • "Expiry Month" and "Expiry Year" added to the Proof Of Identity. #1450
  • "Spouse Earns Income" flag added to Marriage Status Details. #1449
  • Ability to link multiple applications added. #1440

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 17th May 2021