LIXI Credit Decision Australia (CDA 2.0.42) Standard

    LIXI Standards Release
    Credit Decision Australia
    CDA 2.0.42

Version Superseded

Please note that this version (CDA 2.0.42) was superseded on 24th January 2022 by version CDA 2.0.43.
The latest version of all LIXI Standards are always available here.

10th December 2021

Non-breaking update to LIXI CDA 2.0.41 (released 15th November 2021) derived from LIXI Master Schema 2.2.45.
For more information about Credit Decisioning (CDA) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CDA 2.0.42 schema documentation


In this release, we have added the key contributing factors for a credit assessment decision score. Along with this, we have added the fields to capture the risk rating comments as well as environmental issues related to a real estate asset. We have also added a field to capture the reason why the certificate of title for a real estate asset has a different name than the owner. Sequence numbers have been added to various repeatable elements to identify the respective orders in an application. Various other elements, attributes, and enumerations have been added along with the annotation updates.

Change List

  • Annotation updated for some fields under the Overview element. #1675
  • "Living Expense" annotation label has been updated. #1663
  • Definition for the enumeration "Funds Transfer" under the proposed repayment method list has been up... #1635
  • "Sequence Number" added to Extra Feature under each Non Real Estate Asset. #1676
  • "Miscellaneous Shack Leases" added to Tenure Type List. #1667
  • "Key Contributing Factor" element added to Decision Score element #1666
  • "Sequence Number" added to Recipient under Package #1665
  • "Sequence Number" added to Annotation under Error Instructions #1664
  • "Sequence Number" added to Other Commitment under Expense Details #1656
  • "Sequence Number" added to the Fee under Summary #1655
  • "Sequence Number" added to the "Owner" of the Borrowers of a Loan Details #1654
  • "Sequence Number" added to the Living Expense of a Household. #1653
  • "BCU" added to financial institution list. #1651
  • "Reason For Different Name" added to the registered proprietor of a real estate asset's title. #1645
  • "Tradies Finance" and "Crown Lending Unit Trust" added to the financial institution list. #1642
  • "Novated Lease" added to the loan type list. #1634

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 10th December 2021