LIXI Credit Decision Australia (CDA 2.0.41) Standard

    LIXI Standards Release
    Credit Decision Australia
    CDA 2.0.41

15th November 2021

Non-breaking update to LIXI CDA 2.0.40 (released 18th October 2021) derived from LIXI Master Schema 2.2.44.
For more information about Credit Decisioning (CDA) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CDA 2.0.41 schema documentation


In this release, we have added various fields to capture the applicants' serviceability results. We have also added the mechanism to include policy rules in an application along with expanding the list of policy assessment categories to choose from. The fields related to a company applicant's non recurring income have also been included. Various other elements, attributes and enumerations have been added along with the annotation updates.

Change List

  • Additional enumerations added to the credit assessment policy exception category list. #1631
  • "Sequence Number" added to the "Error Instructions" #1630
  • "Non Recurring Income" and child items added to CDA #1627
  • "Policy Rule" element added to Credit Assessment element. #1625
  • Additional Serviceability Results fields added to CDA. #1624
  • "Infinity Capital Mortgage Management Pty Ltd" added to the financial institution list. #1621
  • "Previous Name" element updated to allow inclusion of multiple previous names of an applicant. #1616

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 15th November 2021