LIXI Credit Decision Australia (CDA 2.0.40) Standard

    LIXI Standards Release
    Credit Decision Australia
    CDA 2.0.40

Version Superseded

Please note that this version (CDA 2.0.40) was superseded on 15th November 2021 by version CDA 2.0.41.
The latest version of all LIXI Standards are always available here.

18th October 2021

Non-breaking update to LIXI CDA 2.0.39 (released 13th September 2021) derived from LIXI Master Schema 2.2.43.
For more information about Credit Decisioning (CDA) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CDA 2.0.40 schema documentation


In this release, we have updated the way we capture the income for self employed and company applicants in an application. The recommendation element under the credit report segment is no longer mandatory. We have made some changes to the labels for the simple types in the standard as well. Various other elements, attributes and enumerations have been added along with the annotation updates.

Change List

  • Income elements used to capture the income under company applicants, trust applicants and self emplo... #1601
  • Labels for simple types updated. #1595
  • Labels on some enumerated lists have been updated. #1591
  • "Business Income" element added to capture the income over multiple years for Self Employed Applican... #1605
  • MinOccurs for "Recommendation" element under the credit assessment updated to 0. #1602
  • "Income" element added to capture the income over multiple years for Trust Applicants. #1600
  • "Brighten Home Loans" added to the funder list. #1598
  • Sequence Number added to the "Lending Purpose" of a Loan #1588
  • Sequence Number added to the "Owner" of a Liability #1587
  • "Income" element added to capture the income over multiple years for Company Applicants. #1568

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 18th October 2021