LIXI Credit Application for Australia (CAL 2.6.43) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.43

Version Superseded

Please note that this version (CAL 2.6.43) was superseded on 15th November 2021 by version CAL 2.6.44.
The latest version of all LIXI Standards are always available here.

18th October 2021

Non-breaking update to LIXI CAL 2.6.42 (released 13th September 2021) derived from LIXI Master Schema 2.2.43.
For more information about Credit Application for Australia (CAL) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CAL 2.6.43 schema documentation


In this release, we have restructured the way that we capture income for self-employed, company, and trust applicants over multiple years. We have added the fields to capture the income that does not occur every year and is considered to be a one-off. We have also added the element to capture details of a non-borrowing company that the applicant is a director of. We have expanded the list of financial institutions a bit more. Various other elements, attributes, and enumerations have been added along with the annotation updates.

Change List

  • Income elements used to capture the income under company applicants, trust applicants and self emplo... #1601
  • Labels for simple types updated. #1595
  • Labels on some enumerated lists have been updated. #1591
  • "Non Borrowing Company" element added to capture the details of Non-Borrowing Entities in an applica... #1607
  • "Business Income" element added to capture the income over multiple years for Self Employed Applican... #1605
  • "Income" element added to capture the income over multiple years for Trust Applicants. #1600
  • "Brighten Home Loans" added to the funder list. #1598
  • "Relationship Type Code" added to Owner element. #1589
  • Sequence Number added to the "Lending Purpose" of a Loan #1588
  • Sequence Number added to the "Owner" of a Liability #1587
  • "Income" element added to capture the income over multiple years for Company Applicants. #1568
  • "Non Recurring Income" element added to the company applicant's income element. #1560

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 18th October 2021