LIXI Credit Application for Australia (CAL 2.6.42) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.42

Version Superseded

Please note that this version (CAL 2.6.42) was superseded on 18th October 2021 by version CAL 2.6.43.
The latest version of all LIXI Standards are always available here.

15th September 2021

Non-breaking update to LIXI CAL 2.6.41 (released 11th August 2021) derived from LIXI Master Schema 2.2.42.
For more information about Credit Application for Australia (CAL) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CAL 2.6.42 schema documentation


In this release, we have added the ability to capture the business activity statement details of a company applicant. Along with this, we have added various enumerations to the list of financial institutions, trust structures, ANZSCO occupation code list etc. Other updates include a field to indicate the effective date of a future policy and a FIFO/DIDO employment type. Some more sequence numbers have also been added to repeatable elements to identify the respective orders in an application. Various other elements, attributes and numerations have been added along with the annotation updates.

Change List

  • Modify the cross-reference "x_InFavourOf" to allow a reference to the "Funder" element. #1585
  • Annotation for "Estimated Value" of a non real estate asset has been updated. #1576
  • Annotation for "ProofSighted" under company applicant's recent income updated. #1573
  • Annotation for Lending Guarantee "Limit" updated. #1564
  • Sequence Number added to the "Security" on a Loan #1581
  • Sequence Number added to the "Title" of a Real Estate Asset #1580
  • Sequence Number added to the "Security" on a Liability #1579
  • Sequence Number added to the "In Favour Of" element under an Encumbrance #1578
  • "Buy Now Pay Later" flag added to Liability. #1574
  • Sequence Number added to "Dependant" in a Household #1570
  • "Cash Management" and "Superannuation Fund" trust types added to the trust structure list. #1569
  • "ToBeDischarged", "PriorityAmount" added to encumbrance under real estate asset. #1566
  • "Humm", "Klarna", "Laybuy", "Openpay", "Oxipay" and "PartPay" added to the financial institution lis... #1565
  • "Limit" added to Security under the Lending Guarantee. #1561
  • "Business Activity Statement" added to company applicant's year to date income. #1559
  • "ANZSCO codes" added to the ANZSCO occupation code list. #1558
  • Additional PlanType enumerations for RealEstateAsset/Title.PlanType in DAS #1557
  • "Policy Assessment Effective Date" added to Overview. #1550
  • "OtherFringeBenefitAmount", "OtherFringeBenefitFrequency", "PermanentAllowanceAmount", "PermanentAll... #1549
  • "FIFODIDO" added to PAYG employment. #1547

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 15th september 2021