LIXI Credit Application for Australia (CAL 2.6.38) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.38

Version Superseded

Please note that this version (CAL 2.6.38) was superseded on 14th June 2021 by version CAL 2.6.39.
The latest version of all LIXI Standards are always available here.

17th May 2021

Non-breaking update to LIXI CAL 2.6.37 (released 19th April 2021) derived from LIXI Master Schema 2.2.38.
For more information about Credit Application for Australia (CAL) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
CSV representation of schema items (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CAL 2.6.38 schema documentation


In this release, the attributes to capture the month and year of expiry of the proof of identity document have been added. The ability to link encumbrances to a title has been covered. A flag has also been introduced to capture if the applicant's spouse earns an income. The solicitor can now be captured at the application level as well. A transaction element has been added to capture the customer's individual transactions for the purpose of analysis. The ability to link multiple applications in the system has also been included in the standard along with the flag to identify if liability is eligible for a fast refinance. A relationship manager has been added to the business channel. The list of financial institutions has been updated to the currently active institutions. Some enumerations under the loan type list have also been deprecated. Sequence numbers have been added to some repeatable elements to be able to track the order of these entities.

Change List

  • "Police Credit Union (NSW)" deprecated under financial institution list. #1455
  • "Mortgage Loan" definition updated under loanTypeList. #1439
  • "Fast Refinance" added to the Liability. #1464
  • Title cross-reference added under Encumbrances to link them to a title. #1462
  • Solicitor cross-reference added at the Application level #1457
  • "Transaction" element added to Customer Transaction Analysis. #1456
  • "Expiry Month" and "Expiry Year" added to the Proof Of Identity. #1450
  • "Spouse Earns Income" flag added to Marriage Status Details. #1449
  • "Sequence Number" to Company Applicant's Director. #1448
  • "Police Credit Union" updated to "Police Bank Ltd" in Financial Institutions List #1447
  • "SequenceNumber" added to the Distinct Loan Period Repayment under Loan Details. #1444
  • Ability to link multiple applications added. #1440

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 17th May 2021