LIXI Credit Application for Australia (CAL 2.6.25) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.25

Version Superseded

Please note that this version (CAL 2.6.25) was superseded on 30th March 2020 by version CAL 2.6.26.
The latest version of all LIXI Standards are always available here.


17th February 2020

Non-breaking update to LIXI CAL 2.6.24 (released 12th December 2019) derived from LIXI Master Schema 2.2.25.
For more information about Credit Application for Australia (CAL) Standard click here


Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
JSON schema without annotations (download)
JSON schema with annotations (download)


Documentation (Members & Licensees Only)

LIXI CAL 2.6.25 schema documentation


Overview

There has been a significant enhancement in the need analysis within the credit application standard to capture the repayment strategy for applicants that will be retiring imminently. In addition to this, a number of new financial institutions, elements, attributes, and enumerations have been added to the standard.


Change List

ANNOTATION
  • 'Other Asset' Type Definition Changed to 'Container element for other assets'. #1124
  • Update the definition of 'Transport Category' in Living Expenses to allow broader comparison with HE... #808
  • ENHANCEMENT
  • 'Think Tank Group Pty Ltd' Added to financialInstitutionList #1157
  • 'UpfrontPayment' Attribute Added to 'Commission' Element in ACC Standard #1155
  • 'Faraday West' and 'Money Quest' Financial Institutions Added to financialInstitutionsList in CAL St... #1154
  • 'Rate Money Pty Ltd' Added to 'financialInstitutionList' in CAL Standard #1153
  • Broker Declaration, Credit Risk Questions Added to CAL #1150
  • 'CoApplicantInterview' and 'IndependentAdvice' Elements Added to 'NeedAnalysis' and 'PersonApplicant... #1149
  • 'OriginatorReferenceID' Attribute Added Under Liability #1147
  • 'PanelSolicitor' Element Added to the Business Channels for ACC and CAL Standards #1142
  • 'RedZed' Added to 'financialinstitution' List #1141
  • 'DownsizingHomeDetails' Element Added to 'RepaymentOptions' Within 'NeedsAnalysis' #1140
  • 'TrustBeneficialInterest' Added to 'financialAssetTypeList' #1139
  • 'LenderAcceptableAssetsDetails' Element Added to 'RepaymentOptions' Within 'NeedAnalysis' #1138
  • 'CoApplicantIncomeDetails' Element Added to RetirementOption Within 'NeedAnalysis' #1137
  • 'ImminentlyRetiring' Flag Added Under 'Applicant' Element in 'RetirementDetails' #1136
  • 'PricingDetails' Element Added to 'Submit' Under 'ApplicationInstructions' #1135
  • 'TotalSecurityAmount' Added to 'RolledUpAmounts' in 'Summary' #1134
  • 'RevertInterestRate' attribute Added to Liability and LoanDetails #1133
  • 'LVR' Attribute Added to Both 'Liability' and 'LoanDetails' #1132
  • 'Package' Element Added to 'Liability' #1131
  • 'Discount Margin' Element Under 'LoanDetails' Changed to be a Repeatable Element #1130
  • 'Sequence Number' Attribute Added to 'DiscountMargin' Element for Both 'LoanDetails' and Liability' ... #1129
  • 'Email' Attribute Added to the 'BusinessChannel.Contact.ContactPerson' #1128

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 17th February 2020