LIXI Credit Application for Australia (CAL 2.6.23) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.23

Version Superseded

Please note that this version (CAL 2.6.23) was superseded on 12th December 2019 by version CAL 2.6.24.
The latest version of all LIXI Standards are always available here.

31st October 2019

Non-breaking update to LIXI CAL 2.6.22 (released 16th September 2019) derived from LIXI Master Schema 2.2.23.
For more information about Credit Application for Australia (CAL) Standard click here

Downloads (Members & Licensees Only)

XML schema without annotations (download)
XML schema with annotations (download)
JSON schema without annotations (download)
JSON schema with annotations (download)

Documentation (Members & Licensees Only)

LIXI CAL 2.6.23 schema documentation


This release includes support for RBA reporting requirements (including RBA specific lending purpose and criteria to determine conformance to underwriting standards), enhancements to capturing property expenses and income associated with an investment property, and a number of other new attributes and enumerations.

Change List

  • 'ProfitBeforeTax', 'StartDate', 'EndDate' included in SVC Trust Applicant element #1107
  • 'MKM Group' Added as an enumeration to Funder List #1105
  • 'Credit Assessment' and other attributes required to determine conformance to underwriting standards... #1104
  • 'x_Asset', 'IsTaxable', 'GSTAmount' and 'NumberOfRepeats' attributes added to 'OtherIncome' to facil... #1103
  • 'RBALendingPurpose' attribute and the corresponding enumerations added to the LoanPurpose element #1100
  • 'PropertyExpense' element with 'Amount' and ' Frequency added to capture investment property expense... #1098
  • 'Retirement' enumeration added to significantChangeList #1097
  • 'EMoney Pty Ltd' added to the financial institution list #1096
  • Net Rental Income for multiple applicants owning a Real Estate Asset #1095

  • Statement of Proprietary Information
    This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

    Updated: 31st October 2019