LIXI Credit Application for Australia (CAL 2.6.19) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.19

17th May 2019

Non-breaking update to LIXI CAL 2.6.18 (released 18th March 2019) derived from LIXI Master Schema v2.2.19.


Downloads (Members & Licensees Only)

XML schema without annotations (LIXI-CAL-2_6_19.xsd)
XML schema with annotations (LIXI-CAL-2_6_19-Annotated.xsd)
JSON schema without annotations (LIXI-CAL-2_6_19_RFC.json)
JSON schema with annotations (LIXI-CAL-2_6_19_RFC-Annotated.json)


Documentation (Members & Licensees Only)

LIXI CAL 2.6.19 schema documentation


Change List

Includes support for:

  • 'Acceleration Percentage' for invoice financing loans
  • 'Allocated Amount' assigned to each security when refinancing
  • 'Athena Home Loans' and 'Tictoc Online' add to financial institution list
  • 'Co-Applicant Interview' that must be completed with each co-applicant
  • 'Cross Guarantee' flag to indicate that a lending guarantee is a cross guarantee
  • 'Deposit Account Requested' and 'Deposit Account' details to be associated with a new loan
  • 'Documentation Delivery Method' information collected as part of the guarantor interview
  • 'Finance Path' added to financial institution list
  • 'Inner City' flag to indicate that a real estate asset is located in the inner city
  • 'Intended Retirement Age Details' in the needs analysis interview
  • 'Loan Term Sought Description' of discussion between broker and applicant regarding the loan term
  • 'Multiple Dwellings' for a real estate asset
  • 'Percent Benefit' to each applicant for each lending purpose
  • 'Proposed Repayment Account' cross reference to an existing account
  • 'Verified' real estate asset property details from a valuation report
  • 'estimateMethodologyList' definitions changes

For full details, review the release notes within the schema documentation.

Statement of Proprietary Information
This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

Updated: 17th May 2019