LIXI Credit Application for Australia (CAL 2.6.17) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.17

25th January 2018

Non-breaking update to LIXI CAL 2.6.16 (released 4th December 2018) derived from LIXI Master Schema v2.2.17.


Downloads (Members & Licensees Only)

XML schema without annotations (LIXI-CAL-2_6_17.xsd)
XML schema with annotations (LIXI-CAL-2_6_17-Annotated.xsd)
JSON schema without annotations (LIXI-CAL-2_6_17_RFC.json)
JSON schema with annotations (LIXI-CAL-2_6_17_RFC-Annotated.json)


Documentation (Members & Licensees Only)

LIXI CAL 2.6.17 schema documentation


Change List

Includes support for:

  • 'Customer Transaction Analysis' of verified spending from bank account transaction data.
  • 'Understands Impact On Retirement Plans' during needs analysis interview
  • 'Daily' option in the 'Repayment Frequency List'
  • 'Government Benefits' new types 'Mobility Allowance' and 'Crisis Payment'
  • 'Unknown' marital status
  • 'Non Capitalised Interest' that has been accrued for a liability
  • 'Occupancy' attribute under loan purpose
  • 'Introductory Margin' component of the interest rate
  • 'ChoiceLend', 'FASTLend' and 'REA Home Loans' add to financial institution list
  • 'Master Agreement' captures the owners of the master agreement
  • 'Daily' option in the 'Frequency Full List'
  • 'Interest Calculation Frequency' the frequency at which interest is calculated
  • 'Written Off' flag to indicate that a liability has been written off
  • 'Bridging Finance' for liability type
  • 'SMSFLoan' self managed super fund flag for loan details and liability
  • 'Source Of Wealth' add new options to the source of funds list
  • 'Frequency Interval' the time interval at which a repayment is repeated.
  • 'Sale of Asset' as a source of funds refers to non real estate assets

For full details, review the release notes within the schema documentation.

Statement of Proprietary Information
This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

Updated: 25th January 2018