LIXI Credit Application for Australia (CAL 2.6.15) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.15

Version Superseded

Please note that this version (CAL 2.6.15) was superseded on 4th December 2018 by version CAL 2.6.16.
The latest version of all LIXI Standards are always available here.


12th October 2018

Non-breaking update to LIXI CAL 2.6.14 (released 2nd October 2018) derived from LIXI Master Schema v2.2.15.


Downloads (Members & Licensees Only)

XML schema without annotations (LIXI-CAL-2_6_15.xsd)
XML schema with annotations (LIXI-CAL-2_6_15-Annotated.xsd)
JSON schema without annotations (LIXI-CAL-2_6_15_RFC.json)
JSON schema with annotations (LIXI-CAL-2_6_15_RFC-Annotated.json)


Documentation (Members & Licensees Only)

LIXI CAL 2.6.15 schema documentation


Change List

Includes support for:

  • 'Allow Application Status Updates' on the status of the application directly from the lender.
  • 'Financial Situation Check' to verify the applicant's financial situation information is accurate.
  • 'Identity Check' to verify the applicant's identity information is accurate
  • 'Condition Response Status List' update enumeration definitions
  • 'Property Part' to specify rental income is partial property rental
  • 'To Be Reduced' and 'Amount To Be Reduced' for a non real estate asset
  • 'Work Past Statutory Retirement Age' as a repayment options in the needs analysis
  • 'Superannuation Lump Sum Following Retirement' details of this repayment option
  • 'Recurring Income From Superannuation' details of this repayment option
  • 'Savings Or Superannuation' details of mitigant under responsible lending
  • 'Other Income Description' for income related to a period of unemployment
  • 'Sale of Assets' details of this repayment option in the needs analysis
  • 'Sale Of Assets' details of mitigant under responsible lending
  • 'Interest Only Duration Reason' for the proposed length of the interest only term

For full details, review the release notes within the schema documentation.

Statement of Proprietary Information
This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

Updated: 12th October 2018