LIXI Credit Application for Australia (CAL 2.6.11) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.11

Version Superseded

Please note that this version (CAL 2.6.11) was superseded on 23rd July 2018 by version CAL 2.6.12.
The latest version of all LIXI Standards are always available here.


4th June 2018

Non-breaking update to LIXI CAL 2.6.10 (released 20th April 2018) derived from LIXI Master Schema v2.2.11.


Downloads (Members & Licensees Only)

XML schema without annotations (LIXI-CAL-2_6_11.xsd)
XML schema with annotations (LIXI-CAL-2_6_11-Annotated.xsd)
JSON schema without annotations (LIXI-CAL-2_6_11_RFC.json)
JSON schema with annotations (LIXI-CAL-2_6_11_RFC-Annotated.json)


Documentation (Members & Licensees Only)

LIXI CAL 2.6.11 schema documentation


Change List

Includes support for:

  • 'Applicant' that is associated with the serviceability results in the application summary
  • 'Capacity' in which a party claims an encumbrance against an asset
  • 'Date' for a signature
  • 'Encumbrance' details on a non real estate asset
  • 'Encumbrance' details on a real estate asset added to CAL subschema
  • 'Group Name' and 'Group Identifier' for serviceability results in the application summary
  • 'In Advance Amount' on a liability
  • 'LTI' and 'MRIM' serviceability ratios in the application summary
  • 'Maximum Loan Amount' for serviceability results in the application summary
  • 'Mortgage Loan' enumeration in loan type list marked for deprecation
  • 'Other Income' update definitions
  • 'Payment Timing' for a liability repayment
  • 'Primary Foreign Currency' the original currency of an other income amount
  • 'Priority' of an encumbrance claim against an asset
  • 'Serviceability Results' for multiple groups in the application summary
  • 'Signature' in application overview mark for deprecation
  • 'Signed Documents Required' flag for a security on a liability
  • 'System' signature capacity type
  • 'Terms And Conditions' for a liability
  • 'Terms And Conditions' for a new loan
  • 'Total System Calculated Expenses' in serviceability results in the application summary
  • 'Undrawn Amount' for a liability in CAL subschema
  • 'Unique ID' for a security on a lending guarantee, liability, or loan details
  • 'Unique ID' in signature type
  • 'x_PostVariationAccount' cross reference from an account variation to loan details

For full details, review the release notes within the schema documentation.

Statement of Proprietary Information
This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

Updated: 4th June 2018