LIXI Credit Application for Australia (CAL 2.6.10) Standard

    LIXI Standards Release
    Credit Application for Australia
    CAL 2.6.10

20th April 2018

Non-breaking update to LIXI CAL 2.6.9 (released 23rd February 2018) derived from LIXI Master Schema v2.2.10.


Downloads (Members & Licensees Only)

XML schema without annotations (LIXI-CAL-2_6_10.xsd)
XML schema with annotations (LIXI-CAL-2_6_10-Annotated.xsd)
JSON schema without annotations (LIXI-CAL-2_6_10_RFC.json)
JSON schema with annotations (LIXI-CAL-2_6_10_RFC-Annotated.json)


Documentation (Members & Licensees Only)

LIXI CAL 2.6.10 schema documentation
LIXI CAL 2.6.10 release notes


Change List

Non breaking enhancements:

  • 'All Parties Agree To Electronic Signature' flag in the application summary
  • 'x_Repayment' cross reference from a distinct loan period to a repayment
  • 'Signature' in the application summary
  • 'Rate Composition' for each distinct loan period for a liability
  • 'Continuing Repayment' repeatable for each distinct loan period on liability
  • 'Repayment' repeatable for each distinct loan period on liability
  • 'Distinct Loan Period' to allow multiple loan terms in a liability
  • 'PLANLend' option in the financial institution list
  • 'Interest Payment' and 'Principal Payment' flag on a repayment for a loan or liability
  • 'Remaining Repayments' for a repayment on a liability
  • 'Regular Repayment' repeatable for each distinct loan period
  • 'Retirement Details' in needs analysis interview captured for each applicant
  • 'Total Rate' for each rate composition in liability and loan details
  • 'Payment Type Margin' in rate composition
  • 'Distinct Loan Period' to allow multiple repayment terms in loan details
  • 'Rate Composition' for each distinct loan period in loan details
  • 'Environment' for publisher software, related software and recipient software
  • 'Salary Sacrifice Contribution' option in other income type list
  • 'Foreign Employment' details for a person applicant
  • 'Priority' of a security in a lending guarantee
  • 'Concentration Risk' flag for a company applicant
  • 'Source of Funds' and 'Source of Wealth' of person applicants
  • 'Place of Birth' for a person applicant to satisfy AML requirements
  • 'x_Settlor' cross reference to the settlor of a trust to be captured for AML purposes
  • 'Capitalised Interest Amount' accrued during a bridging period
  • 'Austudy' and 'Abstudy' added to government benefits type list
  • 'abnPattern', 'acnPattern', 'arbnPattern', 'arsnPattern' updated documentation
  • 'Settlor Name' mark for deprecation
  • 'Is Diversified' updated element definition

For full details, review the release notes within the schema documentation here.

Statement of Proprietary Information
This standard is confidential to LIXI Limited and may not be disclosed, duplicated, or used, for any purpose, in whole or in part, without the prior consent of LIXI Limited. Both the XML Schema Definition files and associated documentation are licensed under the LIXI End User Licence Agreement (EULA) that can be found here: LIXI-End-User-Licence-Agreement. An introduction to this EULA is available here: Introduction to EULA 2013 10 V.2.pdf .

Updated: 20th April 2018