2019 LIXI Forum

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2019 LIXI Forum

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About the Forum

After the success of last year’s forum, this year’s event promises to be bigger and better with more participants and an even busier agenda.

It’s been a challenging year in the lending industry. If you’re keen to network with industry thought leaders and the LIXI community whilst hearing about the latest events and future trends, then this event is not to be missed.

The introduction of parallel sessions will better cater to varied interests, and we’ve scheduled the forum in a less congested part of the calendar for most participants. Additionally, in order to allow the participants the best opportunity to network, the AGM will be held at a later date.

Highlights of the 2019 Forum

Take a look at the photo gallery to see if you can spot yourself!

Booking Instructions

Welcome to LIXI Event Booking...

Date/Time Date(s) - 18/09/2019
8:45 am - 6:00 pm

Location Fishburners - Sydney


Booking Option 1:

Are you a LIXI Member, LIXI Licensee or LIXI Approved Website User? If so, simply login to book a ticket using the member booking form.


Booking Option 2:

If you are not a LIXI Member, LIXI Licensee or LIXI Approved Website User please fill in the following form to book a ticket to the event.

This event is fully booked.

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Event Info

Lending Industry Updates


Regulatory and compliance demands continue to shape the lending industry. With the publication of the Royal Commission’s final report and ASIC’s consultation paper on responsible lending conduct occurring since the 2018 forum, there is a wide range of topics to draw from.


LIXI Updates


The level of automation possible with LIXI2 continues to excite the industry and the tools we’re sharing are lowering costs, increasing agility, and improving compliance. Hear about the latest standards, tools and updates from LIXI and those that are using them.


Networking


A crowd favourite, the opportunity to network with the LIXI community remains a highlight of the forum. The sharing of ideas with others that are facing similar challenges can lead to unexpected partnerships and opportunities.


Technical Workshops


Technical workshops will be run in the ‘LIXI Lounge’ in parallel with sessions on the Main Stage. Delegates with a technical focus can get some hands-on training to make the most of their attendance.


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Presentations


Available presentations provided by the speakers on the day are listed below:

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Agenda

08:45 Registration and welcome breakfast
09:10 Introductions & OpeningAndrew Stabback (MC)
09:15 LIXI Chair Welcoming CommentsStephen Moore
09:30 Main Stage: Regulatory & Compliance Updates in the Lending Industry

10:45 Morning Tea
11:10 Main Stage: Opportunities in Verification of Income and Expenses

12:30 Networking Lunch
13:30 Main Stage: Data Standards and their Role in Reducing Complexity

  • New standards, improved documentation and better tools. The year in review & what is next? – Shane Rigby
  • The Challenge of Data Lineage and the opportunity of Data Standards – Giovanni Butera
  • Event Driven Ecosystems – How lessons from the IOT can translate to Lending – Shane Rigby

LIXI Lounge: Technical Workshops

14:30 Afternoon Tea
14:50 Main Stage: The Future of RegTech and FinTech

  • The Future of Banking: Digital Banking, FinTech, Open Banking – Ian Pollari
  • The Experience as a Neobank in Australia – Steve Weston
  • How to successfully engage with RegTechs – Deborah Young

LIXI Lounge: Technical Workshops

16:00 Champagne Roundtable hosted by Lendi
A lively, informal discussion with industry peers about the day’s themes.
16:30 Networking Drinks provided by Westpac
Join the LIXI community for this great networking opportunity.

Technical Workshops in the LIXI Lounge

The following series of technical workshops will be presented in the more intimate LIXI Lounge. These are intended to be run as small interactive workshops so spaces will be limited.

LIXI Schema Change Management & Build Process LIXI has developed a world-class process that we use to manage our standards. Our continuous integration process tests all changes (using Schema of Schemas, Schematron, and API integration with issue tracking) builds the required artefacts (XSD & JSON schemas, documentation, web pages etc) with every push/tag to our Git repository as required. If you’re interested in how it all comes together our LIXI Technical Lead will present a walk through and be available for questions. Our LIXILab framework for managing the LIXI Standards is a transparent and robust approach to change management that facilitates highly collaborative enhancement to the LIXI Standard. Come and find out how your business requirements can be raised as change request tickets and how, with guidance from LIXI Staff the LIXI community, the issue can be iteratively discussed and resolved, and finally the required modification added to the standard.
AWS Textract Demonstration Although efficient B2B data transfer through standards is the goal of LIXI, there will continue to be a need for OCR from scanned documents for some time to come. With AWS launching their OCR offering (Textract) into general release in four regions (note – not yet in Australia), their price point makes this offering worth investigating. This technical demonstration will walk through how to get started.
Open Banking API Demo With Open Banking now live for Product Data (although not for mortgages), this session will demonstrate the available APIs for retrieving product data.
Simpler Schemas: how to customise the LIXI schema Our framework to help you simplify the LIXI schemas (customisation by restriction) has received really positive feedback from users that have adopted it. Responding to requests from the community we’ve made some great enhancements. Come and find out about this framework and how you can leverage it to further automate your Software Delivery Lifecycle around the LIXI Standards.
Demo of a LIXI API for processing LIXI Messages This demonstration walks you through setting up a completely serverless API endpoint (in ten minutes!) that will accept an inbound LIXI message. The API is fully encrypted, secure, and scalable. Using our API Template along with AWS API Gateway and AWS Lambda you can validate, transform, save to the cloud, validate business rules and add your own custom code with ease! This leaves you with more time to focus on business logic and spend less time on the low value-add work.
Blockchain in Lending This session cuts through the hype and demystifies the technology of Blockchain for Lending. It outlining the use case for Blockchain and how this technology can support and enhance the lending process while outlining the different technical components.

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Our Event Sponsors

Sponsorship packages are selling fast, contact Louise Harper via email at admin@lixi.org.au if you are interested in associating your brand with this event by sponsoring this flagship event.

Champagne Roundtable Sponsor

Networking Drinks Sponsor

Event Exhibitors

Event Supporters

Speaker Profiles

Andrew Stabback

Andrew Stabback – Chief Executive Officer and Publisher

Andrew has over 20 years’ experience in media, publishing and events and is the founder and Managing Director of Asia Pacific Banking and Finance AB+F, a financial media company that produces, manages and delivers magazines, online newsletters, conferences, forums, briefings and custom communications. AB+F joined the RFI group in October 2015 and is committed to driving the agenda and bring readers and stakeholders the most in-depth and specialised coverage of the banking and finance sector.

Andrew regularly features in industry columns, panel discussions and roundtables that discuss major topics shaping the financial services sector and Australian and global economy with the big four banks CEOs, second tier financial institutions and leading Australian regulators and institutional investors.

Stephen Moore

Stephen Moore – Chairman at LIXI and CEO at Choice

Stephen is a Financial Services professional with over 25 years experience in leadership across distribution, product, operations and strategy, uniquely within wealth management, banking and broking.

Stephen was integrally involved in NAB’s acquisition of the Challenger Mortgage Management businesses; set up Advantedge Financial Solutions, including an advice dealership devoted to broker businesses; and is now CEO, Choice Aggregation.

Stephen is a Director and Responsible Manager of BLSSA, Australia’s largest Australian Credit Licence holder; Chair of LIXI; Director of realestate.com.au Home Loans Mortgage Broking; and a member of the MFAA National Aggregators Committee.

Stephen has a real passion for 3rd party distribution and small business in particular.


Tim Gough

Tim Gough – Senior Executive Leader – Credit, Retail Banking & Payments, Australian Securities and Investments Commission

Tim leads ASIC’s Credit, Retail Banking and Payments team. The team oversees supervision of retail banking, consumer and small business credit, mortgage brokers and other credit intermediaries, and electronic payments. This includes responsibility for the regulation of responsible lending and ASIC’s work to monitor and review consumer outcomes from financial services. Tim originally joined ASIC in 2005 and held roles in ASIC’s Deposit-takers, credit and insurers team. He started his career in the community sector as a solicitor with the Consumer Credit Legal Service (Victoria) and then as Principal Solicitor of the Consumer Law Centre of the ACT. Most recently, Tim was the Deputy Ombudsman at the Credit and Investments Ombudsman from April 2016 to August 2018

Elise Ivory

Elise Ivory – Partner at Dentons

Elise is a partner in the Banking and Finance practice of Dentons in Sydney. Elise works as part of the regulation and compliance team alongside Jon Denovan.

Elise’s expertise includes advising on all aspects of regulation and distribution including the National Consumer Credit Protection Act (in particular responsible lending, credit contracts and the National Credit Code); advising on e-lending initiatives including verification of identity; drafting, reviewing and advising on lender agreements, broker agreements and other distribution agreements; creating and maintaining document and procedure manuals for many of Australia’s leading lenders for retail, commercial and corporate lending; product development, and advising on Privacy Act compliance.

Elise has acted for many of the major banks, private lenders, mortgage brokers, originators, aggregators and securitised programs.

Mark Haron

Mark Haron – Executive Director at Connective, Board Member MFAA and Deputy Chair Combined Industry Forum.

Mark was appointed Executive Director of Connective in 2006, having previously been the CEO at aggregator FAST. Mark brings with him a wealth of knowledge across all aspects of mortgage broking and lending. His vast experience and expertise spans operations, sales and relationship management. Mark is an active advocate of the industry and has recently been appointed to the MFAA Board.

Mark is also the Deputy Chair of the Combined Industry Forum, an industry group guiding and implementing reforms to improve customer outcomes throughout the industry. Mark’s vision for the future of the industry strongly influences the direction that Connective takes in its dealings with broker members and lender partners.

Shane Rigby

Shane Rigby – CEO at LIXI

Shane joined LIXI in 2016 after a decade in international technology roles across Barclays in the UK, Singapore and the USA. He is passionate about technology and how new technologies can solve business problems in exciting and often unexpected ways.

Shane has a history of providing strong leadership, having proved himself as a business analyst and developer before successfully leading program delivery across multiple areas in a global bank.

Lisa Schutz

Lisa Schutz – Founder and CEO of Verifier, Consumer Data Advisory Committee Member

Lisa is the Founder and CEO of Verifier. Verifier is a privacy-by-design, consumer driven data sharing platform (www.verifier.me) that enables people to share their data in order to get better outcomes – including more efficient loan and rental property applications.

Lisa sits on the Government’s Consumer Data Advisory Committee and is also on APRA’s Strategic Industry Reference Group for the Data Collection Solution. She is a founding director of The RegTech Association (www.regtech.org.au). Lisa has a Masters by Research on Information Sharing in Credit Markets and is the author of Decisions not Data (2015).

Marcus Cann

Marcus Cann – CIO MOGOPLUS

Marcus has over 20 years experience in the legal, financial and property industries in Australia, New Zealand, USA and Canada. Marcus has envisioned and built several industry changing businesses, products and platforms with the last 14 years the property and financial services industries, leading B2B, B2C and B2B2C start-ups, acquisitions, mergers and growth strategies.

Marcus has designed and launched 8 industry-changing operations and integrated technologies earning $100M+ in aggregate revenue since 1996; built and lead large teams; managed large development budgets; and translated market needs into revenue-driving strategies and solutions.

More recently Marcus has developed global first businesses and software in the finance and property industries ensuring instant, unconditional finance approval from your smartphone, tablet or personal computer.

Tim Donahoo

Tim Donahoo – Head of Lending Operations – Mortgage Choice

Tim has over 30 years experience in various roles encompassing retail banking, training, commercial recoveries, credit management and operations. Including 30 years at Mortgage Choice where he currently holds the role of Head of Lending Operations.

He holds a Master’s Degree in Business Administration, a Bachelor’s Degree in Law, an Associate Degree in Finance, Diploma and Certificate IV in Finance and Mortgage Broking, is a Certified Customer Service Manager and has been awarded Fellowships of the MFAA, the Financial Services Institute of Australasia, the Institute of Financial Services and the Customer Service Institute of Australia.

Tim was elected to the MFAA Board as a Director by members in November 2014 and sat on the Board for two terms totalling four years. He is Deputy President of the MFAA Compliance Forum.

Ian Pollari


Ian Pollari – Partner, KPMG; Co-Head, Global Fintech practice, KPMG International; Head of Banking, KPMG in Australia; Board member of Stone & Chalk and Finsia.


Ian has over 17 years’ experience servicing clients in the financial services industry and brings knowledge and insights into the experiences of local and international banks, payment providers and fintech start-ups in areas such as strategy development, market entry and digital innovation.

His work with financial institutions, in Australia and globally, includes enhancing their understanding of the fintech landscape and helping them develop their fintech and innovation strategies and operating models.

Ian has consulted to a number of Australia’s leading fintech companies and digital banks, supporting them to raise capital, develop their strategic plans, engage with regulators and establish partnerships. He has also advised Government and regulatory agencies in relation to fintech and digital developments.

Prior to joining KPMG, Ian worked at Telstra Corporation in Strategy for Business & Government.

Steve Weston

Steve Weston – Co-Founder and CEO of Volt bank

Steve has a wealth of industry experience, gleaned in senior leadership roles at a number of financial services organisations in Australia and overseas.

He was CEO of Mortgages at Barclays (UK) before heading home and co-founding Volt Bank.

Steve has built a reputation for building strong teams who, under his stewardship, have been at the forefront of regulatory change and introduced significant innovation into their respective markets, particularly via the use of technology and the leveraging of big data.

Deborah Young

Deborah Young – CEO of the RegTech Association

Deborah is the founding CEO of the RegTech Association, a community of more than 120 organisations who collaborate, educate and have ground-breaking conversations. The eco-system comprises regulators, regulated entities, professional services, government and technology firms.

The RTA was established in 2017 as a non-profit with a mission to accelerate the adoption of RegTech and to support the community as a global centre for RegTech excellence.

Deborah has more than 20 years experience in financial services advocacy and engagement across technology, venture capital, private equity, financial markets, insurance and superannuation. She is passionate about building a community that accelerates deployment of technology that drives trust, productivity and superior customer outcomes.

John Matthews

John Matthews – Technical Lead at LIXI

John is a technical analyst/developer, and technology communicator and educator. In three years with LIXI, John has been instrumental in the maintenance and development of the LIXI standards as well as a range of tools used by the LIXI community.

John’s experience as an educator at the University of Wollongong has been well utilised at LIXI presenting technical training sessions around the country to our members.

John has facilitated joint research projects between LIXI, the University of Technology Sydney (UTS), and the University of New South Wales (UNSW). Drawing on his academic connections John established and supervises the LIXI internship program in collaboration with the UTS school of Information, Systems and Modelling.


John Heaton

John Heaton – Chief Technology Officer at Moneycatcha

John is a results orientated technology leader with 20+ years of multinational experience. He is focused on building productive teams to deliver innovative products using emerging technologies. From his consulting background with Fortune 500 companies, John brings a wealth of industry experience to solve complicated business problems from concept through to implementation.

Ian Mckay

Ian Mckay – AWS Partner Network Ambassador

Ian is an AWS Partner Network Ambassador and works in Sydney as a Senior DevOps Engineer at Kablamo, a cloud consultancy with a focus on delivering digital products and solutions. He previously managed infrastructure at Stan, an Australian streaming service. Between helping clients and attending meetups he enjoys building open-source projects with a focus on automation and AWS tooling.

Stuart Low

Stuart Low – Founder & CEO of Biza.io, Creator of DataRight.io

Stuart has 20 years technology experience across both financial and telecommunications sectors and is the founder of Biza.io, an innovative technology business which develops open banking, compliance and blockchain software for the financial services industry.

Stuart most recently held the position of Engineering Lead for Consumer Data Standards Australia (CDS), the advisory group within Data61 for the CDR Data Standards Body. Stuart was integral in the development of a number of software assets to verify and demonstrate the emerging CDS API Standards.

Stuart continues to actively contribute to the development of the Australian Consumer Data Standards, is a contributing member of the OpenID Foundation Financial-Grade API Working Group and is a member of the University of Wollongong Business Faculty where he teaches as a sessional tutor within the School of Accounting, Economics and Finance.

Giovanni Butera Giovanni Butera – CEO and Managing Director of Nixora Group

Giovanni leads Nixora Group, a data management and analytics firm based in Australia and operating in partnership with IBM, Oracle, Moody’s Analytics, ASG Technology, and AxiomSL.

Giovanni worked in a variety of executive roles at Capitalia Banking Group – Unicredit, Moody’s Analytics, PWC and Wipro Technologies.

He has an extensive academic curriculum including a Master in Applied Finance from Melbourne University, a PhD in Financial Econometrics from RMIT, and has written on numerous journals on banking and financial issues, including data management and lineage, risk analytics, GDPR requirements for financial institutions. During his career Giovanni also developed financial and risk models for the banking and financial industry, including credit risk and stress testing, capital adequacy measurement, transfer pricing, regulatory and economic capital, and active portfolio management models.

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Who Attends?

Although the exact mix changes from year to year, we get a wide variety of delegates – the types of roles last year were …..

Typical Attendees

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If you would like further information please contact Louise Harper via email at louise.harper@lixi.org.au.