LIXI Limited (LIXI) is an Australian, member-based not-for-profit company that develops data message transaction standards for the Australian mortgage processing industry, and promotes efficiency improvements. 

LIXI operates under the Constitution of LIXI Limited with the following objectives:

Shane Rigby

Chief Executive Officer

Qualifications: PhD, BE(Hons)

Shane has demonstrated a passion for delivering business value through the use of technology. His background in banking and technology has framed his vision for LIXI’s future.

Shane joined LIXI in July 2015 as Chief Technology Officer after holding a series of financial services and banking technology roles internationally. In June 2017 Shane transitioned to the role of Chief Executive Officer.

Shane is a strong technology leader, having proved himself as a business analyst and developer before successfully leading program delivery across multiple areas in a global bank. He was responsible for the finance regulatory reporting platforms across Asia-Pacific as well as dealing with the regulatory issues surrounding the off-shoring of resources around the globe.

Shane is passionate about technology and how new technologies can solve business problems in exciting and often unexpected ways. He has strong experience in understanding how teams interact with the technologies they use, and driving greater productivity with the careful application of technology solutions.

Stephen Moore

Chairman, LIXI Board of Directors

Chief Executive Officer – Choice

Qualifications: B. Bus - Finance & Marketing

Stephen is a Financial Services professional with over 25 years experience in leadership across distribution, product, operations and strategy, uniquely within wealth management, banking and broking.

Companies include ING where he ran the life insurance operations, MLC, heading the Group Insurance business then General Manager for Platform Development and the start-up of UBank which is now internationally recognised as a leading direct bank.

Stephen was integrally involved in NAB's acquisition of the Challenger Mortgage Management businesses, set up Advantedge Financial Solutions, including an advice dealership devoted to broker businesses and is now CEO, Choice Aggregation, a leader in the finance broking industry.

Stephen is a Director and Responsible Manager of BLSSA, Australia’s largest Australian Credit Licence holder; Chair of LIXI, the industry data standards Board; Director of realestate.com.au Home Loans Mortgage Broking and a member of the MFAA National Aggregators Committee.

Stephen has a real passion for 3rd party distribution and small business in particular.

Martyn Beer

Head of Client Delivery, Lending Technology - IRESS

Qualifications: B.Bus

Martyn Beer has more than forty years of experience in senior roles with Australian Finance and Technology Industry service providers.

His experience includes 15 years' strategic and operational management in the lending businesses of Midland Bank, Colonial State Bank, Westpac and others. For five years, Martyn was an independent introducer to aggregators and funders of retail and commercial mortgages.

He has also spent over 15 years driving technology strategy and delivering technology solutions to the industry Adaptra Group, Sandstone Technology, IBM, Hewlett Packard, Siemens, and most recently, IRESS Ltd. Martyn also independently consults to start up technology businesses, and FSI clients to maximise results from direct to consumer and financial intermediary lending distribution.

Carrie Fox

General Manager for Home Buying Risk and Controls, Commonwealth Bank of Australia

Qualifications: Master of Business Management

Carrie has over seventeen years of experience in strategic development and delivery of at-scale performance improvement programs across industries including financial services, entertainment & manufacturing. She has developed deep strategy and management experience through more than a decade as a management consultant and as the founder of an agile start-up business.

Carrie joined the Commonwealth Bank in 2012, serving a variety of roles within the Home Buying portfolio developing digital, product and technology initiatives to transform the experience for home loan customers. She is currently the General Manager for Home Buying Risk and Controls and is the Chairperson of the Retail Bank Graduate Talent Council.

Paul Lahiff

Chairman, Cuscal

Qualifications: BSc, FFINSIA, FAIM, MAICD

Paul has over 35 years’ experience in the financial services industry including Managing Director of Mortgage Choice. Paul commenced as the Chair of Cuscal in November 2018.

Paul acted as the Chairman of the LIXI Board 2012-15, and prior to that Paul provided consulting advice to LIXI, particularly in the area of strategy facilitation and effective governance.

Paul also serves as Chairman of Retail Finance Intelligence and is a director of AUB Holdings.

Paul holds a BSc Agr from Sydney University and is a Graduate of the Australian Institute of Company Directors.

Martin Lam

Co-Founder & Operations Director, Lendi

Qualifications: BSc & MA in Finance

Martin is currently the Head of Innovation, Operations, and Risk at Lendi, Australia’s leader in online home loans. Martin has been instrumental in pioneering the direct to consumer home loan experience. Martin leads the program of work aimed at redefining how consumer data is collected and utilised in the lending industry both for loan applications as well as responsible lending requirements.

Martin holds a BSc and an MA in Finance, specifically focusing on Banking.

Neill Rose-Innes

General Manager - Distribution, Mortgage Choice

Qualifications: Dip Information Technology

Neill has 30 years' experience in information technology, management consulting and business leadership. Throughout his career, Neill has held various executive roles in lender, direct distribution and third party distribution companies, including RAMS, Greenway and Mortgage Choice. Roles include: the GM Operations and CIO, during which time he was responsible for the technology and operational efficiency of the various businesses.

Neill appreciates how important it is for the industry to adopt common standards to improve the proposition for all constituents, and at the same time, improve LIXI member return on investments. LIXI, as the industry body, has the opportunity to assist in facilitating these outcomes, so long as adoption across the industry is broad and the standards are adhered to and supported.

Warren Shaw

Head of Third Party Distribution, Westpac Group

Qualifications: MBA; F Fin; FAIM; GAICD

Warren has extensive experience in operational, strategic and large people leadership roles across a 30 year career in financial services. He has a deep understanding of the home loan and mortgage distribution landscape and a track record of delivery across a variety of senior roles in retail and commercial banking.

Before joining Westpac in 2016, Warren had an extensive career with National Australia Bank, including Executive General Manager, Retail Banking where he was responsible for leading the bank’s branch and contact centre footprint in Australia. Prior to that he was General Manager, Mortgages and Consumer Insurance for NAB.

In his current role, as Head of Third Party Distribution at Westpac, Warren is responsible for driving the continued growth of partnerships in third party mortgage distribution.

Warren holds an MBA from the Australian Graduate School of Management, is a Graduate of the Australian Institute of Company Directors and a Fellow of both Finsia and the Australian Institute of Management.

Mike Thanos

Director, Lending Technology Services (LTX)

Qualifications: B.Com, LLB (HONS), Law, Accounting & Finance

Mike has 20 years’ experience in the mortgage industry. As a co-founder and leader of mortgage technology and BPO businesses LTX (Lending Technology Services) and IDS (Insight Data Solutions), he has followed his passion for applying technology to solve industry problems.

Mike was instrumental in the founding of LIXI when he, John Grant and Barry Thomas first conceived the organisation in 2000. He served as a Director of LIXI between 2004 and 2012 and has chaired or served on several Sub-Committees and Working Groups. Mike continues to believe in and support LIXI's mission as an independent, collaborative enabler of industry efficiency.

Simone Tilley

National General Manager of Retail Broker Distribution, ANZ

Qualifications: B. Agri Sci (Hons)

Simone Tilley is National General Manager of Retail Broker Distribution at ANZ. She was formerly National Manager Commercial for ANZ’s Regional Bank, whilst double hatting as State Manager Victoria and Tasmania covering both commercial and agribusiness customers. Prior to this role she ran Global Agribusiness Strategy for ANZ’s Institutional Bank.

Simone holds a Bachelor Degree in Agricultural Science (Hons), Post Grad in Price Risk Management, Agricultural Commodities and represented Australia as a Young Rural Ambassador on a fully paid bursary travelling East to West of Canada, reviewing agribusiness across the supply chain. Simone recently attended the MIT Executive Program in the USA.

She has had a successful career running large and complex businesses with a focus on driving change and achieving significant business performance turn around. Her banking career spans 20 years across Commercial, Corporate, Institutional and Retail divisions where she has also spent 4 years running her family businesses.

For people interested in guiding the direction of LIXI, the current Board invites and welcomes applicants from member organisations to nominate for a Board position.

Applications will open mid-September and will be announced to the Nominated Representative of each Member organisation. Nominations of candidates for election as Director are to be received at the LIXI postal address or via sending a scan of the completed signed Director Nomination Form via email.

Only one nominee per current financial LIXI member is allowed. This nomination must be seconded by a representative of a different, currently financial, LIXI member. If there are more nominations than positions to fill, an election will be held at the AGM in November. Please refer to the attached summary of LIXI Director Obligations, and the LIXI Constitution for further information about the process and expectations of the position. If you would like more information please contact Louise Harper.

Updated: 18th September 2018