innovation, compliance & customer experience
Lenders and Finance Providers
Incoming electronic messages based on the LIXI standards are frequently used as the basis for electronic lodgement of applications for credit.
Aggregators, Broker Groups and Mortgage Managers
These organisations frequently generate electronic messages for the lodgement of applications of credit from their internal CRM systems.
Service & Software Providers to the Lending Industry
An ever increasing number of suppliers of services along the lending chain transmit electronic messages based on LIXI, from insurance providers, valuation firms as well as many software providers.
'Fostering Collaboration since 2000'
LIXI has enjoyed strong support since being established with a large base of licensees and members from across the Lending Industry.
Lending, Beer, and Data Standards
Standards can help manage complexity – whether it be in lending or beer! During the golden age of the English […]
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Living Expenses and the LIXI Standards
Living Expense Category Changes The lending industry is faced with unprecedented focus from regulators and the community in general. The […]
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Australia’s Open Banking API Standards Working Group is Underway
Australia’s Open Banking API Standards Working Group is Underway Open Banking in Australia will have a significant impact to the […]
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Innovation in Standards Management
We use efficient, modern development practices and tools to request, discuss, implement and test changes.
LIXI Standards
The latest versions of the LIXI standards are available as XML or JSON schemas, and come with a comprehensive data dictionary and glossary, helping standardise the language of lending. Standards are available to LIXI Members and Licensees via the Downloads page.
Credit Applications
Covers the data requirements for electronic lodgement of Credit Applications. Includes mortgages, cards, personal finance, commercial & business lending. Available for both Australia and New Zealand.
Document Preparation & Settlements
Provides the data requirements that are used to generate the documentation necessary to originate a credit product or to engage with entities that take part in aspects of the settlement process.
Credit Decisions & Serviceability
Offers an independent way of interfacing credit origination systems with serviceability calculators & credit decision systems in order to facilitate the processing of credit applications.