innovation, compliance & customer experience
Plug and Play Data Integrations
With LIXI2 Plug and Play Data integrations become reality!
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LIXI2 Deprecation Strategy
Read how LIXI helps with version compatibility by deprecating rather than deleting items.
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Survey Results 2020
A summary of the findings from last year’s survey. Thank you to anyone who participated.
Read More →'Fostering Collaboration since 2000'
LIXI has enjoyed strong support since being established with a large base of licensees and members from across the Lending Industry.
Lenders and Finance Providers
Incoming electronic messages based on the LIXI standards are frequently used as the basis for electronic lodgement of applications for credit.
Aggregators, Broker Groups and Mortgage Managers
These organisations frequently generate electronic messages for the lodgement of applications of credit from their internal CRM systems.
Service & Software Providers to the Lending Industry
An ever increasing number of suppliers of services along the lending chain transmit electronic messages based on LIXI, from insurance providers, valuation firms as well as many software providers.
Innovation in Standards Management
We use efficient, modern development practices and tools to request, discuss, implement and test changes.
LIXI Standards
The latest versions of the LIXI standards are available as XML or JSON schemas, and come with a comprehensive data dictionary and glossary, helping standardise the language of lending. Standards are available to LIXI Members and Licensees via the Downloads page.
Credit Applications
Standards for electronic lodgement of Credit Applications. Includes mortgages, cards, personal finance, commercial & business lending. Available for Australia (CAL) and New Zealand (CNZ).
Credit Decisions & Serviceability
Standards for interfacing credit origination systems with serviceability calculators (SVC) & credit decision systems (CDA) in order to facilitate the processing of credit applications.
Mortgage Insurance
Standards for interfacing between lenders and insurers for submission, approval and return of policy information for mortgage insurance applications (LMI).
Valuations
Standards for interfaces between lenders, valuers and related service providers to order, execute and return reports for real estate valuations (VAL).
Document Preparation & Settlements
Standards for generating the documentation necessary to originate a credit product or to engage with entities that take part in aspects of the settlement process (DAS).
Account Creation
Enables electronic messaging between lenders and loan servicing organisations, or lender core banking systems, when creating a new loan account (ACC).