Efficiency in lending...
innovation, compliance & customer experience

A Collaborative Community

A member-based, not-for-profit that facilitates collaboration to improve B2B data exchange.

A Data Standards Body

Industry-owned XML & JSON data standards, enabling efficient and agile use of technology across lending.

Innovation & Compliance

Innovative standards management approach supports your regulation & compliance requirements.

Who uses LIXI?

Lenders and Finance Providers

Incoming electronic messages based on the LIXI standards are frequently used as the basis for electronic lodgement of applications for credit.

Aggregators, Broker Groups and Mortgage Managers

These organisations frequently generate electronic messages for the lodgement of applications of credit from their internal CRM systems.

Service & Software Providers to the Lending Industry

An ever increasing number of suppliers of services along the lending chain transmit electronic messages based on LIXI, from insurance providers, valuation firms as well as many software providers.

'Fostering Collaboration since 2000'

LIXI has enjoyed strong support since being established with a large base of licensees and members from across the Lending Industry.

LIXI Insights

Lending, Beer, and Data Standards

Standards can help manage complexity – whether it be in lending or beer! During the golden age of the English […]

Read More →  

Living Expenses and the LIXI Standards

Living Expense Category Changes The lending industry is faced with unprecedented focus from regulators and the community in general. The […]

Read More →  

Australia’s Open Banking API Standards Working Group is Underway

Australia’s Open Banking API Standards Working Group is Underway Open Banking in Australia will have a significant impact to the […]

Read More →  
LIXI Collaborative & Community Events available to our Members

Conversation Series

A great opportunity for employees of our member organisations to network and collaborate with colleagues in the industry.

Annual Forum

The annual LIXI Forum is the flagship event for the sharing of ideas and networking for employees of our member organisations.

Standards Development

Our LIXILab environment is our platform for collaboratively developing the suite of LIXI standards to meet our members needs.

Innovation in Standards Management

We use efficient, modern development practices and tools to request, discuss, implement and test changes.

LIXI Standards

The latest versions of the LIXI standards are available as XML or JSON schemas, and come with a comprehensive data dictionary and glossary, helping standardise the language of lending. Standards are available to LIXI Members and Licensees via the Downloads page.

Credit Applications

Covers the data requirements for electronic lodgement of Credit Applications. Includes mortgages, cards, personal finance, commercial & business lending. Available for both Australia and New Zealand.

Document Preparation & Settlements

Provides the data requirements that are used to generate the documentation necessary to originate a credit product or to engage with entities that take part in aspects of the settlement process.

Credit Decisions & Serviceability

Offers an independent way of interfacing credit origination systems with serviceability calculators & credit decision systems in order to facilitate the processing of credit applications.